Your Personal Guide to College Financing: The Preliminary College Funding Analysis

With the cost of a four-year education often topping $250,000, don’t you need all the information you can get before making a decision?

The questions we answer:

Q: How much will a college funding analysis cost.
A: Free. No hidden surprises, ever.
Q: Do my child’s grades matter?
A: During our first meeting or phone call, we begin with an in-depth look at the student’s grades, test scores and eligibility for financial aid. We use this as a baseline to consider a broader strategy, such as taking advantage of discounts a college offers to students with great grades.
Q: How do we create a realistic budget to pay for college?
A: We consider the entire picture: income, assets and debts. We discuss how much you are willing and able to set aside each month to pay toward college. The goal is a true-life projection for what you and your family can afford.
Q: We want to do what is best for our children’s education, but we’re worried about making sure we can also save for retirement.
A: The future matters, your child’s and your own, so we always
consider retirement. In the Northeast, the one-year bill for a state-run, public university might top $30,000. Private colleges cost even more. We want to make sure that you understand the long-term financial impact of a four-year education, including a plan for retirement savings.
Q: We’re not sure if we qualify for financial aid. Is there anything we can do to improve our chances for receiving financial aid?
A: Yes. Often we can increase the odds of your receiving college financial aid. We are experts in understanding the college financial aid rules, and our analysis will identify opportunities and potential roadblocks.
Q: We have a high school senior looking at colleges now, but we also have two younger children who will go to college soon. How do we plan for them?
A: We believe you must consider every factor, including other children who will attend college. Our analysis considers every aspect of your family’s financial and college needs, including how to pay for each student in your family.
Q: Does my child’s career path make a difference?
A: Absolutely. The education for some careers simply costs more than others, and choice of profession may also help determine the rate at which debt is repaid. Our analysis weighs all of the variables, including possible career choices.